:root{--navy:#06265f;--blue:#0d4ea6;--gold:#d79d22;--gold2:#f5d06f;--cream:#fffaf0;--ink:#17233d;--muted:#65718a;--green:#21864a;--white:#fff;--shadow:0 14px 38px rgba(2,31,79,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0;flex-wrap:wrap}.topbar a{color:#fff}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid #e9edf5}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:82px}.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy)}.brand img{width:66px;height:66px;object-fit:contain}.brand small{display:block;color:var(--gold);font-weight:700;letter-spacing:.06em}.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}.menu>li{position:relative}.menu a,.menu button{display:block;padding:12px 11px;border:0;background:none;font:inherit;color:var(--navy);font-weight:700;cursor:pointer}.menu a:hover,.menu button:hover{color:var(--gold)}.dropdown{display:none;position:absolute;top:46px;left:0;min-width:225px;background:#fff;border:1px solid #e7ebf2;border-radius:14px;padding:8px;box-shadow:var(--shadow)}.dropdown a{padding:10px 12px;border-radius:9px}.dropdown a:hover{background:var(--cream)}.menu li:hover>.dropdown{display:block}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:999px;font-weight:800;border:1px solid transparent;transition:.2s}.btn-primary{background:linear-gradient(135deg,var(--gold),#f0bd45);color:#12214b}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(215,157,34,.28)}.btn-outline{border-color:var(--navy);color:var(--navy)}.mobile-toggle{display:none;border:0;background:none;font-size:1.7rem;color:var(--navy)}
.hero{background:linear-gradient(110deg,rgba(255,255,255,.98),rgba(255,250,240,.93)),url('images/cover.png') center/cover;overflow:hidden}.hero .container{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:44px;padding:70px 0}.eyebrow{font-weight:900;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-size:.82rem}.hero h1,.page-hero h1{font-family:Georgia,serif;color:var(--navy);line-height:1.06;margin:.35rem 0 1rem}.hero h1{font-size:clamp(2.6rem,6vw,5.7rem)}.hero p{font-size:1.12rem;max-width:720px;color:#45516b}.hero-logo{filter:drop-shadow(0 20px 30px rgba(6,38,95,.18));max-height:510px;margin:auto}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:30px}.stat{background:#fff;border:1px solid #edf0f6;border-radius:16px;padding:16px;box-shadow:0 8px 24px rgba(6,38,95,.08)}.stat strong{display:block;color:var(--navy);font-size:1.35rem}.stat span{color:var(--muted);font-size:.86rem}
.section{padding:72px 0}.section.alt{background:#f8faff}.section-head{text-align:center;max-width:760px;margin:0 auto 36px}.section-head h2{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2rem,4vw,3.3rem);margin:.2rem 0 .8rem}.section-head p{color:var(--muted)}.grid{display:grid;gap:22px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid #e8edf4;border-radius:20px;padding:26px;box-shadow:0 8px 26px rgba(6,38,95,.06)}.card h3{margin:.4rem 0;color:var(--navy)}.icon{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:var(--cream);font-size:1.65rem}.badge{display:inline-block;padding:5px 10px;border-radius:999px;background:#eef4ff;color:var(--navy);font-size:.8rem;font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.split img{border-radius:24px;box-shadow:var(--shadow)}.quote{border-left:4px solid var(--gold);padding:16px 20px;background:var(--cream);border-radius:0 16px 16px 0;font-size:1.08rem}.checklist{padding:0;list-style:none}.checklist li{margin:8px 0;padding-left:28px;position:relative}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:900}.cta{background:linear-gradient(135deg,var(--navy),#0f4c99);color:#fff;border-radius:28px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:24px}.cta h2{font-family:Georgia,serif;margin:0;font-size:2.2rem}.cta p{margin:.4rem 0 0;color:#dbe7ff}.page-hero{background:linear-gradient(120deg,#f9fbff,#fff7e4);padding:54px 0;border-bottom:1px solid #edf0f5}.page-hero h1{font-size:clamp(2.4rem,5vw,4.5rem)}.breadcrumbs{color:var(--muted);font-size:.92rem}.legal-table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}.legal-table th,.legal-table td{padding:14px 16px;border-bottom:1px solid #eef1f6;text-align:left}.legal-table th{background:#f7f9fd;color:var(--navy)}.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.gallery img{border-radius:18px;aspect-ratio:4/3;object-fit:cover;box-shadow:0 7px 22px rgba(6,38,95,.1)}.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:13px 14px;border:1px solid #cfd7e5;border-radius:12px;font:inherit}.form textarea{min-height:130px;resize:vertical}.notice{padding:14px 16px;border-radius:14px;background:#fff7df;border:1px solid #f1d68b;color:#6d571e}.accordion details{background:#fff;border:1px solid #e5eaf2;border-radius:14px;padding:15px 18px;margin:10px 0}.accordion summary{cursor:pointer;font-weight:800;color:var(--navy)}.footer{background:#031a42;color:#dbe5f8;margin-top:70px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:30px;padding:50px 0}.footer h4{color:#fff}.footer a{color:#dbe5f8}.footer a:hover{color:var(--gold2)}.copyright{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;color:#aebbd3;font-size:.9rem}.small{font-size:.9rem;color:var(--muted)}
@media(max-width:950px){.mobile-toggle{display:block}.menu{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:14px 4%;border-bottom:1px solid #e5eaf2;flex-direction:column;align-items:stretch}.menu.open{display:flex}.dropdown{position:static;display:block;box-shadow:none;border:0;padding-left:14px}.hero .container,.split{grid-template-columns:1fr}.hero-logo{max-height:380px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.stats{grid-template-columns:repeat(2,1fr)}.gallery{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid-4,.grid-3,.grid-2,.footer-grid,.gallery{grid-template-columns:1fr}.hero .container{padding:46px 0}.section{padding:52px 0}.cta{flex-direction:column;align-items:flex-start}.brand span{font-size:.9rem}.brand img{width:54px;height:54px}.topbar .container{justify-content:center;text-align:center}.stats{grid-template-columns:1fr 1fr}}

#pwaInstallBtn{position:fixed;right:18px;bottom:18px;z-index:9999;border:0;border-radius:999px;padding:12px 18px;background:#0b2b55;color:#fff;font-weight:700;box-shadow:0 8px 24px rgba(0,0,0,.2);cursor:pointer}#pwaInstallBtn:hover{transform:translateY(-1px)}